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Home financing that works for you in Nigeria or abroad. Mortgages, Rent-to-Own, Construction Completion, and Real Estate Investment powered by your savings habits.
ASSET BIN
A top-notch product having an unbelievable interest rate for short or medium term investors. We have Five Years Tenor Renewable Annually, Asset Backed Investment ( Investors Interest Is Noted On The Asset), Quarterly Payment Of Interest With Option To Re-invest Same, Issuance Of Investment Note Certificate
Flexible Mortgage Products
to
Meet Every Need
They are designed to align with the Triple Bottom Line: People, Planet, and Profit, while supporting the United Nations Sustainable Development Goals (SDGs).
Sustainability
Driving growth through financing that supports communities, innovation, and long-term impact.
Treasury
Efficient fund management and liquidity solutions that optimize returns and support smart financial decisions.
Loans/Credit
Solutions structured to support personal needs, business growth, and investment opportunities.
E-Channel Services
Secure, convenient digital banking services that give you full control of your finances anytime, anywhere.
ASSETBIN
A top-notch product having an unbelievable interest rate for short or medium term investors. We have Five Years Tenor Renewable Annually, Asset Backed Investment ( Investors Interest Is Noted On The Asset), Quarterly Payment Of Interest With Option To Re-invest Same, Issuance Of Investment Note Certificate
SAVE-4-IT
A top-notch product having an unbelievable interest rate for short or medium term investors. We have Five Years Tenor Renewable Annually, Asset Backed Investment ( Investors Interest Is Noted On The Asset), Quarterly Payment Of Interest With Option To Re-invest Same, Issuance Of Investment Note Certificate
FLEXI
A top-notch product having an unbelievable interest rate for short or medium term investors. We have Five Years Tenor Renewable Annually, Asset Backed Investment ( Investors Interest Is Noted On The Asset), Quarterly Payment Of Interest With Option To Re-invest Same, Issuance Of Investment Note Certificate
FAMSA
A top-notch product having an unbelievable interest rate for short or medium term investors. We have Five Years Tenor Renewable Annually, Asset Backed Investment ( Investors Interest Is Noted On The Asset), Quarterly Payment Of Interest With Option To Re-invest Same, Issuance Of Investment Note Certificate
VISA
A top-notch product having an unbelievable interest rate for short or medium term investors. We have Five Years Tenor Renewable Annually, Asset Backed Investment ( Investors Interest Is Noted On The Asset), Quarterly Payment Of Interest With Option To Re-invest Same, Issuance Of Investment Note Certificate
ACADA
A top-notch product having an unbelievable interest rate for short or medium term investors. We have Five Years Tenor Renewable Annually, Asset Backed Investment ( Investors Interest Is Noted On The Asset), Quarterly Payment Of Interest With Option To Re-invest Same, Issuance Of Investment Note Certificate
Trendy Products
View allASSETBIN
A top-notch product with a competitive interest rate for short or medium term investors. Features a Five Year Tenor Renewable Annually, Asset Backed Investment (Investors Interest is Noted on the Asset), Quarterly Payment of Interest with Option to Re-invest, and Issuance of an Investment Note Certificate.
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SAVE-4-IT
A dedicated savings product designed to help you systematically build towards a specific goal. Whether saving for a home, a project, or a milestone, SAVE-4-IT keeps your money working with attractive interest while you plan your next big move.
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FLEXI
Built for customers who need flexibility with their savings. The FLEXI account lets you deposit and withdraw at your convenience while still earning competitive interest. Perfect for those who want liquidity without sacrificing returns.
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FAMSA
The Family Savings Account designed to bring families together around a shared financial goal. FAMSA encourages collective saving with structured contributions, making it easier for families to build wealth together and plan for the future.
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Victory Savings Account (VISA)
The Victory Savings Account rewards disciplined savers with higher interest rates and exclusive benefits. VISA is designed for customers committed to consistent saving, celebrating every milestone on your journey to financial victory.
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ACADA
A savings product crafted for students and young academics. ACADA helps the next generation develop strong saving habits early, offering a structured, low-barrier account that grows alongside their academic journey and future ambitions.
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How It Works
Home Ownership Made Simple
1
Sign Up
It’s fast, secure, and completely online. Takes less than 2 minutes to start your journey to homeownership.
2
Verify
Securely confirm your identity and financial credibility with your BVN and basic KYC information whether you are in Nigeria or abroad.
3
Open account
Opening a mortgage-focused savings account helps you build your deposit step by step with equal monthly installments over 18 months.
4
Save
Your first instalment kickstarts your home journey. It’s not about how much you save, it’s about building a steady track record over time.
5
Get Offer
Your mortgage offer is based on your first contractual monthly installment. Boost your eligibility anytime with additional voluntary deposits.
What Our Customers Say
Seyi O.
AG Mortgage Bank offered me good rates on my investment and that has encouraged my saving culture by investing with the bank. My account officer was able to enlighten me on the benefits that come with saving with a strong Mortgage bank like AG Mortgage Bank and I am glad I took the decision. My fund is safe and I also earn my interest.
Sukumkya T.
I am very grateful to AG Mortgage Bank for giving me opportunity to own a house at Grand Luvu Masaka. I was at the verge of being kicked out by my Landlord but with the help of AG Mortgage Bank, I moved from being a tenant to a home owner with affordable mortgage.
Sola O.
AG Mortgage Bank Plc is not just about the business of financing properties development and creating access for mortgages. They are an institution that partners with you to achieve your highest dreams. AG Mortgage Bank has a robust system that brings your business into a platform where impossibility no longer exists.
FAQs
Frequently Asked Questions
What types of mortgage products do we offer?
AG Mortgage Bank Plc. provides a range of mortgage solutions, including home loans, rent-to-own housing options, and financing for real estate developers. These products are designed to help individuals and businesses achieve affordable homeownership and property development. See all products here.
How can I apply for a mortgage loan with AG Mortgage Bank Plc.?
You can apply for a mortgage by visiting one of their branches (e.g., 96 Opebi Road, Ikeja, Lagos) or contacting them via their website or email (info@agmortgagebankplc.com). The application process typically involves submitting personal and financial information, such as identity documents, proof of income, and property details. Check their website for any online application forms or specific requirements.
What are the eligibility criteria for obtaining a mortgage?
Eligibility generally requires proof of stable income, a valid means of identification, and a good credit history. Applicants may need to provide details about the property they intend to purchase or develop. Specific criteria depend on the mortgage product. Contact their customer service at +234-1-2704634 for detailed requirements.
Does AG Mortgage Bank Plc. offer real estate development financing?
Yes, AG Mortgage Bank Plc. supports real estate developers with funding solutions. They finance projects like estates and commercial properties, such as the Eyimba Mall in Aba and Goshen Trust Estate in Abuja. For more information on developer funding, reach out via their website or email dpo@agmortgagebankplc.com.
How does AG Mortgage Bank Plc. protect my personal information?
AG Mortgage Bank Plc. is committed to protecting your personal data in compliance with the Nigeria Data Protection Regulation (NDPR) 2019. They may share data with affiliated companies or third-party service providers (e.g., for identity validation or analytics) but take measures to secure it. To exercise data protection rights or opt out of marketing communications, contact our Data Protection Officer at dpo@agmortgagebankplc.com.
Can’t find your answer? Check the products page or contact us.